Empowering the Next Generation with Real-World Financial Skills

YOUNANCE is a BCPS-approved financial literacy program designed for students from Grade 2 to Grade 12. Our mission is to equip young minds with practical, age-appropriate financial knowledge that prepares them for lifelong success.
Turning Awareness into Action
Elementary (Grades 2–5)

Start with the basics—money, saving, needs vs. wants, and fun goal-setting.

Middle School (Grades 6–8)

Build smarter habits—budgeting, saving, earning, and decision-making.

High School (Grades 9–12)

Prep for the real world—credit, jobs, taxes, student loans, and investing.

Who we are

What Is YOUNANCE?

YOUNANCE is a dynamic financial literacy program created to teach students from Grade 2 to Grade 12 essential money skills for real-life success. Through interactive case studies, fun activities, and age-specific lessons, we turn financial concepts into confidence and action.

Your Finance, Your Future

Our Programs

Elementary School (Grades 2–5)

Start Them Early
Building Money Smarts in Young Learners

Students Learn:

  • What money is and how it’s earned

  • Needs vs. wants

  • Saving vs. spending

  • Budgeting basics

  • Goal setting

Program Features:

  • Fun games and activities

  • Memorable characters and case studies

  • Teacher-friendly guides

  • Cross-curricular learning

💡 Example: Jayla’s Lemonade Stand Adventure teaches kids how to price, track, and save.

Key Outcomes:

  • Develop early saving habits

  • Understand spending value

  • Build a goal-setting mindset

Middle School (Grades 6–8)

Turning Awareness into Action

Students Learn:

  • Budgeting and expense tracking

  • Savings accounts and interest

  • Opportunity cost and delayed gratification

  • Entrepreneurship basics

  • Influence of peers and media on spending

Program Features:

  • 12 dynamic case studies

  • Vocabulary builders

  • Role-playing simulations

  • Culturally inclusive lessons

💡 Example: Amari’s New Bike Budget helps students practice saving and prioritizing.

Key Outcomes:

  • Make informed spending decisions

  • Set and manage financial goals

  • Strengthen financial logic and decision-making

High School (Grades 9–12)

Ready for the Real World
Financial Power for Teens

Students Learn:

  • Real-world budgeting

  • Credit, debt, and credit scores

  • Paychecks, taxes, and student loans

  • Investing and compound interest

  • Career planning and long-term wealth

Program Features:

  • 15 realistic case studies

  • Budget tools and job readiness exercises

  • Guest speakers and mock interviews

  • Family-to-classroom connections

💡 Example: Carlos’s First Job & Credit Card teaches financial independence and credit responsibility.

Key Outcomes:

  • Manage money as young adults

  • Make responsible college and credit decisions

  • Prepare for financial life after graduation

Our Books

Empowering Better Choices for a Brighter Future

Younance Financial Literacy for Youth (Middle School)
Younance Financial Literacy for Youth (Elementary School)
Younance Financial Literacy for Youth (High School)
Why choose us

Why Schools and Parents Trust YOUNANCE

BCPS-approved and classroom-ready
Interactive and culturally relevant
Aligned with grade-level standards
Real-life scenarios & simulations

Bring YOUNANCE to Your School or Program

We work with schools, educators, youth programs, and parents who want to make a lasting financial impact in their communities. Request a sample curriculum or book a consultation today!

Sponsorship

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